Welcome to TalkPanda ("we," "our," or "us"). These Terms and Conditions ("Terms") govern your use of the TalkPanda application, website, and services (collectively, the "Service"). By accessing or using our Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Service.

1. Acceptance of Terms

By creating an account or using TalkPanda, you confirm that you are at least 18 years old or have parental consent to use our Service. You agree to comply with all applicable laws and regulations when using our Service.

2. Description of Service

TalkPanda is an AI-powered language learning platform that provides:

• Interactive conversations with AI tutors
• Personalized learning paths based on MIT processes
• Real-time feedback on pronunciation and grammar
• Immersive real-world scenarios
• Vocabulary memorization tools
• Progress tracking and analytics

3. User Accounts

3.1 Account Creation

To access certain features of our Service, you must create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

3.2 Account Security

You are responsible for safeguarding the password and for any activities or actions under your account. You agree to notify us immediately of any unauthorized use of your account.

3.3 Account Termination

We reserve the right to suspend or terminate your account if you violate these Terms or engage in any conduct that we determine to be inappropriate or harmful to our Service or other users.

4. Subscription and Payment

4.1 Free Trial

New users are eligible for a 7-day free trial. After the trial period, you will be automatically charged for the subscription plan you selected unless you cancel before the trial ends.

4.2 Subscription Plans

We offer various subscription plans with different features and pricing. Details of current plans are available on our pricing page. Subscription fees are billed in advance on a recurring basis (monthly or annually).

4.3 Payment

All payments are processed through secure third-party payment providers. By providing payment information, you authorize us to charge the applicable fees to your payment method.

4.4 Refunds

Subscription fees are non-refundable except as required by law. If you cancel your subscription, you will continue to have access to the Service until the end of your current billing period.

5. User Conduct

You agree not to:

• Use the Service for any illegal or unauthorized purpose
• Violate any laws in your jurisdiction
• Harass, abuse, or harm other users
• Submit false or misleading information
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Service
• Use automated systems or software to extract data from the Service
• Reverse engineer or attempt to discover the source code of our Service

6. Intellectual Property

6.1 Our Content

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, icons, images, audio clips, and software, are the exclusive property of TalkPanda or its licensors and are protected by copyright, trademark, and other intellectual property laws.

6.2 User Content

You retain ownership of any content you submit to the Service. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute your content in connection with the Service.

6.3 Feedback

Any feedback, suggestions, or ideas you provide about the Service may be used by us without any obligation to compensate you.

7. Privacy

Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using the Service, you consent to our collection and use of your information as described in the Privacy Policy.

8. Third-Party Services

Our Service may contain links to third-party websites or services that are not owned or controlled by TalkPanda. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TALKPANDA SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your use or inability to use the Service
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from the Service
• Any bugs, viruses, or similar harmful code transmitted through the Service by any third party
• Any errors or omissions in any content

11. Indemnification

You agree to defend, indemnify, and hold harmless TalkPanda and its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees) arising from:

• Your use of and access to the Service
• Your violation of these Terms
• Your violation of any third-party right, including any intellectual property or privacy right
• Any claim that your content caused damage to a third party

12. Modifications to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by email or through the Service. Your continued use of the Service after the effective date of the revised Terms constitutes your acceptance of the changes.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the federal or state courts located in Delaware.

14. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and TalkPanda regarding the use of the Service and supersede all prior agreements and understandings.

16. Contact Information

If you have any questions about these Terms and Conditions, please contact us at: